Pinnacle Digital review

Pinnacle Digital is for investors who want crypto exposure without leaving the regulated world, and who like seeing their coins and their index funds on the same screen.

Who it suits

People allocating a slice of a diversified portfolio to digital assets. It is not built for high-frequency crypto trading.

Costs in practice

A flat 0.5% on crypto buys and sells, zero on shares and ETFs, and network fees at cost on crypto withdrawals. Staking rewards are paid net of a disclosed 15% platform cut.

Platform and tools

Clean portfolio view, recurring buys, price alerts and tax reports that export to the common tools. No advanced charting.

Safety

The crypto arm is registered under the EU MiCA framework with segregated cold storage and a third-party insurance policy. Equities are held via the CySEC-licensed investment firm.

Fees at a glance

Summary	0.5% crypto, €0 stocks, staking from 2.5%
Spread from	0.5% crypto spread
Commission	€0 on stocks and ETFs
Inactivity fee	None
Withdrawal fee	Network fee (crypto), free (fiat)
Minimum deposit	$10

Regulation

Regulator	Jurisdiction	Licence
CBI Central Bank of Ireland	Ireland (MiCA / VASP)	Sample registration
CySEC Cyprus Securities and Exchange Commission	European Union	000/00 (sample)

Always confirm the licence on the regulator's own register before depositing. Here is how.

Features

• ✓ Demo account
• — Copy trading
• ✓ Fractional shares
• — MetaTrader 4
• — MetaTrader 5
• — TradingView
• — cTrader
• — Swap-free account
• — Interest on cash
• ✓ Savings plans
• ✓ Trading API
• — Options trading