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4 gereguleerde beleggingsplatformen in Netherlands (2026)

Vergelijk vergunde platformen die beschikbaar zijn voor inwoners van Netherlands. Onafhankelijke scores, transparante kosten, geen account nodig.

Nederlands English
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Some platforms on this page pay TradingExpert a referral fee when you open an account through our links. Compensation never affects a platform's score or the price you pay. Order on the page is determined by the score unless you change the sort. Full disclosure.

Comparison table

# Kosten Regulated by Activa CFD loss Actions
1 Veltra InvestNeo-broker (cash equities) 8.7 $1 €1 flat per trade, free recurring plans AFM, DNB StocksETFsBondsCrypto — Naar platform
2 Northgate MarketsMulti-asset broker 8.6 $50 Commission-free shares, spreads from 0.6 pips FCA, CySEC, ASIC StocksETFsForexIndices+2 68% Naar platform
3 Meridian BrokersFull-service broker 8.3 None €4.90 + 0.25% per order, capped at €69 BaFin, CySEC StocksETFsBondsOptions+2 — Naar platform
4 Pinnacle DigitalCrypto & equities platform 8.2 $10 0.5% crypto, €0 stocks, staking from 2.5% CBI, CySEC CryptoStocksETFs — Naar platform

In detail: alle platformen voor Netherlands

#1

Veltra Invest

Neo-broker (cash equities) · Amsterdam, Netherlands

8.7 Excellent

Veltra Invest is built for people who want to put money to work every month without thinking about it. It is not a trading platform, and it does not pretend to be one.

Netherlands: served under the AFM licence (Netherlands), also authorised by DNB. Minimum deposit $1. €1 flat per trade, free recurring plans.

Pros

  • Extremely low cost for buy-and-hold
  • Automatic monthly investing into ETFs or stocks
  • Interest paid on idle cash

Cons

  • No demo account
  • Limited to EU-listed venues for some instruments
  • No advanced order types
What we found in testing

Who it suits

Beginners and passive investors. If your plan is a global ETF every payday plus a handful of individual companies, Veltra is hard to beat on price.

Costs in practice

A single euro per order, nothing for scheduled savings plans, and no custody or inactivity fees. Currency conversion on US shares is charged at a transparent 0.25%.

Platform and tools

The app is deliberately simple. You get portfolio breakdowns, dividend tracking and a savings-plan builder. What you do not get is level-2 data, options or margin.

Safety

Securities are held with a regulated custodian and cash is placed with partner banks covered by the Dutch deposit guarantee scheme.

#2

Northgate Markets

Multi-asset broker · London, United Kingdom

8.6 Excellent

Northgate Markets is the platform we point most first-time comparers to when they want one account that can hold long-term share positions and still trade short-term CFDs.

Netherlands: served under the FCA licence (United Kingdom), also authorised by CySEC, ASIC. Minimum deposit $50. Commission-free shares, spreads from 0.6 pips.

Pros

  • Strong three-regulator footprint
  • Wide instrument range for a retail broker
  • Fast, well-designed mobile app

Cons

  • Inactivity fee kicks in after one year
  • Research tools are thinner than a full-service broker
What we found in testing

Who it suits

Investors who want to buy real shares and ETFs but occasionally hedge or speculate with leverage. The two account types sit side by side and share a single funding wallet, so there is no juggling of transfers.

Costs in practice

Share dealing is commission-free with a small FX conversion fee on non-base-currency stocks. CFD spreads are mid-pack: not the tightest we have seen, but there are no hidden platform fees. The inactivity charge only matters if you walk away for a year.

Platform and tools

The proprietary web platform is quick and clean, and power users can route orders through MetaTrader 4/5 or TradingView. Charting, alerts and a basic screener are all included at no cost.

Safety

Client money is held in segregated accounts and retail clients are covered by negative balance protection in every jurisdiction where Northgate is licensed.

Naar platform ↗ Lees review

68% of retail investor accounts lose money when trading CFDs with this provider. Your capital is at risk.

#3

Meridian Brokers

Full-service broker · Frankfurt, Germany

8.3 Very good

Meridian is the closest thing to a traditional bank brokerage on our list, with the depth of product and the price tag to match.

Netherlands: served under the BaFin licence (Germany), also authorised by CySEC. Minimum deposit None. €4.90 + 0.25% per order, capped at €69.

Pros

  • Widest instrument coverage on this list
  • Serious research and analyst notes
  • Personal phone support that picks up

Cons

  • Per-order fees add up for small trades
  • Desktop platform has a learning curve
  • No CFDs or crypto
What we found in testing

Who it suits

Investors with larger portfolios who want bonds, options and access to less common exchanges, and who value speaking to a human.

Costs in practice

The percentage fee is capped, so large orders are competitive, but a €500 ETF purchase costs roughly €6. Savings plans on a curated ETF list are free, which softens the blow for regular investors.

Platform and tools

The desktop terminal is powerful and dense. The mobile app covers the essentials. Research, earnings calendars and bond screeners are included for all clients.

Safety

BaFin supervision, German deposit protection on cash, and securities held in the client's own name at a domestic custodian.

#4

Pinnacle Digital

Crypto & equities platform · Dublin, Ireland

8.2 Very good

Pinnacle Digital is for investors who want crypto exposure without leaving the regulated world, and who like seeing their coins and their index funds on the same screen.

Netherlands: served under the CBI licence (Ireland (MiCA / VASP)), also authorised by CySEC. Minimum deposit $10. 0.5% crypto, €0 stocks, staking from 2.5%.

Pros

  • One app for crypto and traditional assets
  • Transparent flat crypto fee
  • Recurring buys and staking

Cons

  • Crypto fee is higher than pure exchanges
  • Equity range is limited to large caps
  • Support quality varies at peak times
What we found in testing

Who it suits

People allocating a slice of a diversified portfolio to digital assets. It is not built for high-frequency crypto trading.

Costs in practice

A flat 0.5% on crypto buys and sells, zero on shares and ETFs, and network fees at cost on crypto withdrawals. Staking rewards are paid net of a disclosed 15% platform cut.

Platform and tools

Clean portfolio view, recurring buys, price alerts and tax reports that export to the common tools. No advanced charting.

Safety

The crypto arm is registered under the EU MiCA framework with segregated cold storage and a third-party insurance policy. Equities are held via the CySEC-licensed investment firm.

Vragen van beleggers in Netherlands

Which regulator protects investors in Netherlands?

The primary supervisor is the Autoriteit Financiële Markten. Firms may also serve residents of Netherlands under a passport or cross-border permission from another recognised regulator; our listings note which licence applies to you.

Can I deposit in EUR?

Most platforms listed for Netherlands accept EUR deposits by card or bank transfer. If a platform only holds accounts in USD or EUR, a conversion fee applies each time you fund or withdraw, so check the platform's fee page.

Do I have to pay tax on profits in Netherlands?

In most cases yes, on realised gains and on dividends. Some countries apply withholding automatically at domestic brokers; with foreign brokers you usually self-report. Our tax basics guide explains what records to keep, and a local adviser can confirm your position.

What is the difference between a demo and a live account?

A demo account uses virtual money and real prices so you can learn the platform without risk. A live account uses your deposit. We recommend at least a couple of weeks on a demo before funding.

How do I know a platform is really licensed?

Find the legal entity name in the platform's footer and search it on the Autoriteit Financiële Markten register or the register of the regulator named in our listing. Never trust a screenshot of a licence.

What does the "retail accounts lose money" figure mean?

Regulators require CFD providers to publish the share of retail clients who lost money over the previous year. It applies to leveraged products only. We show it beside every platform that offers CFDs so you can see the risk before you click.

Can I hold real shares, or only CFDs?

It depends on the platform. Our listing shows the asset classes each one offers and whether they are cash securities or derivatives. Long-term investors should look for real shares and ETFs.

What happens to my money if the platform fails?

Client money at a regulated firm is held separately from company funds, so it is not used to pay the firm's creditors. Most jurisdictions also run an investor compensation scheme with a per-client limit. Check the limit that applies in Netherlands.

Nearby countries

🇦🇹 Austria🇧🇪 Belgium🇨🇿 Czechia🇩🇰 Denmark🇫🇮 Finland🇫🇷 France